Let Powers Real Estate Services, LLC take care of your appraisal needs

Each year, thousands of people in Arizona purchase, sell or refinance their home. Most of these transactions include a simple line item for an appraisal. Even though there are a multiplying number of automated home valuation systems that may appear more practical than an appraisal, most lenders still call for a local expert because the stakes are so high. You might assume that getting a mortgage is the only reason to get an appraisal, but there are more situations when the services of a licensed, independent real estate professional could be beneficial.

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Dispute your tax assessment in Pinal County

If you are in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Powers Real Estate Services, LLC is your best evidence when building your case. At Powers Real Estate Services, LLC, we're capable of assisting you in challenging your tax assessment.

PMI removal to reduce a mortgage payment

When the amount being loaned to the home buyeris more than 80% of the actual value of the home, many lenders ask home owners to purchase this extra insurance policy. That policy is Private Mortgage Insurance, or PMI. More often than not, this extra payment is lumped into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI is unnecessary when the remainder of the loan - whether through market appreciation or principal pay down - dips below the 80% mark. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to do away with the PMI installments when the loan-to-value ratio conditions have been met.

If you'd like to eliminate PMI, Powers Real Estate Services, LLC can produce a statement regarding the value of your home. The expense of the appraisal can often be recovered in a short amount of time because you'll no longer be paying the PMI.

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Get a fair valuation on a home for divorce settlements

A divorce can be a particularly horrible ordeal for both parties, and it is often further complicated by the burdensome decision of who keeps the house. So both parties are completely aware of the true market value of their house, it's a good idea to order an appraisal from Powers Real Estate Services, LLC, regardless of the situation.

The parties will have a better idea of what price to set, if they wish to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Fair and accurate estate liquidation

The loss of a loved one is a hard time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Most Americans don't have dedicated estate planners or executors to handle these issues, unlike wealthier individuals. And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the true value of the real estate at hand is of essential importance to ensuring disputing parties leave knowing they've gotten a fair deal.

Move to or from Pinal County through an employee relocation program

We are aware of the stress associated with an employee relocation. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive characteristics of their property, along with information about any current sales or listings in their neighborhood that they want considered during our detailed inspection.

Sell your home quickly — for an accurate price

Whether you decide to sell your home on your own or with the help of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what price the house sells for. Our fees aren't related to the sales price, but rather they are calculated on our efforts to complete the appraisal report.

We examine the difference in value items like an additional bathroom or a kitchen remodel can make on a daily basis. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time, because we're experts in knowing how long houses stay on the market.

Let Powers Real Estate Services, LLC assist you in selling your home quickly at the right price